Services for Business and Industry

Profitability/Financial Statement Analysis
• Forecast financial performance based on financial history
• Ratio analysis (Executive Summary)
• Budgeting (multiple scenario options available)
• Performance comparisons to industry averages
• Cash flow evaluation
• Accounts receivable review
• Inventory management

Debt Management
• Debt structure
• Interest rates
• Repayment schedules
• Credit cards
• Debt consolidation
• Refinance

Insurance Audit
• Property and Casualty
• General Liability
• Workers Compensation
• Errors and Omissions
• Umbrella Coverage
• Key-man insurance
• Professional malpractice
• Disability for owners
• Long term care

Business Appraisals
• Equity valuation for closely held businesses

Business Succession
• Management succession
• Buy/Sell agreement
• Funding of Buy/Sell
• ESOP
• Exit strategy

Personnel
• Personnel files
• Personnel policy
• Payroll assistance
• Employee benefits
Health, Life, Medical, Dependent care. Long term care
• 401 K

Accounting
• In conjunction with CPA
Bookkeeping system, Internal Controls, Payroll Taxes

Other
• Business start-up assistance
• Loan Applications
Forecasting, Business planning