Services for Individuals

Financial
• Review with CPA options for tax savings
• Review with CPA Estate Tax Liability
• Personal investment policy to manage risk
Budgeting
• Personal budget for planning and accomplishing goals

Debt Management
• Mortgage
• Credit cards
• Home equity loans
• Debt consolidation

Retirement
• IRA’s
• Employer qualified plans
• Exit strategies

Will
• Obtain copy
• CPA will review for maximum benefit using current tax law
• Lawyer will review for accuracy of desired intent

Insurance Audit
• Homeowners
• General Liability
• Life
• Health
• Disability
• Long term care
• Umbrella coverage

Education
• Calculation of funds needed
• Funding options

Durable Power of Attorney (Health Decisions)
• Review or recommend

Living Will
• Review or recommend